Net Worth Dashboard Notion Template

How to use

1. 01

   Everything flows from Balance Snapshots: log a Balance there → it becomes that Account's Current balance (its own latest snapshot, never re-typed) → Institutions and Asset classes roll it up by where it sits and what it is → Months sums whatever's linked into that month's Assets, Liabilities and Net worth. Log every account, every month — even slow movers like a 401(k) or a car — because Months only counts snapshots actually linked to it: skip one this month and it silently drops out of the total, then swings back in (a fake crash-then-recovery) the next time you log it. Creating a snapshot from the Asset snapshot / Liability snapshot database template? A template can't pre-fill Account or Month (they're relations) — check Balance Snapshots → Needs linking for anything still missing one.

2. 02

   Kind (Asset or Liability) drives every rollup that touches money, so get it right on each row — the Asset snapshot / Liability snapshot and New asset account / New liability account templates (New ▾ on each database) pre-fill it correctly; the hub's quick-add buttons deliberately leave it blank so you always set it on purpose instead of inheriting a guess. Those same templates can't pre-fill Institution or Class on a new account either (relations, not selects) — check Accounts → Needs linking for anything still missing one; an account with no real institution (like a car) is expected to stay there, that's fine.

3. 03

   Trend compares this month's Net worth to whatever's linked under ◀ Previous month — skip that link on a new row and Trend just reads "First recorded", so always link it — Months → Needs linking catches anything you missed (the very first month you ever track will always sit there, which is expected). Cross your previous high and Milestone marks the card 🏆 New all-time high.

4. 04

   Accounts → Stale balances lists anything with no snapshot in the last 45 days, or never logged at all. Months → Snapshots logged shows how many accounts you actually logged that period — a lower count than usual is the fastest way to catch a skipped account before Trend does.

5. 05

   Asset classes turns allocation into a real number: set a Target amount per class and Progress shows how close you are, independent of any one month's total. Classes with no Target (a car, a credit card) show "—" instead of a misleading 0%.

6. 06

   Debt ratio (Liabilities ÷ Assets, on each Months row) is the health check Net worth alone can't show — two people can share a net worth with very different risk underneath it. It caps at 100% instead of a falsely reassuring 0% for the riskiest case of all: debt logged before any asset is.